Monday, December 12, 2011

What is the best credit card available?

Just trying to eliminate some other credit card debt by transferring a balance. Any other ideas as to how to eliminate $13,000 on a card with variable rate currently at 7.99%?|||anything visa.|||shop online and you can see that some credit cards offer as low as 1.5 for any balance transfers...


i think maybe a wells fargo credit card or a capital one..


hope that helps.|||Advanta has a 7.99% 0 balance transfers for 12 months, check out these sites and go under 0% balance credit card sections to find the best one.





http://www.fastcreditcardapprovals.com/





http://www.fastcardapprovals.com/Bad-Cre鈥?/a>





http://www.cardoffers.com/partners/links鈥?/a>|||Instead of transferring the balance to another credit card, you can consolidate the credit card debts.





Consolidation is the best solution available to the credit cardholders to improve their future credit. People go for debt consolidation for many reasons: prolonging the loan period from 5 - 15 years and reducing the interest rate. Consolidation allows you to go for a loan with lower interest rate than the one you are currently paying. Besides it simplifies the loan repayment as you are paying only one lender in place of various payments to different lenders.


http://debt-trap.com/category/Credit-Car鈥?/a>|||Consolidation is a great way to make it easier for you to maintain debt. You can consolidate with a consolidation company or by yourself with different and new credit cards. The consolidation companies are usually expensive and have really ugly rates, but make the minimum payments low, so that you feel like you're prudent. I recommend a technique in the book here http://www.amazon.com/gp/redirect.html?i鈥?/a> called credit arbitrage (technique #10) as a way to consolidate and really save money. It'll take a little more initiative on your part, but you'll save a lot of money!





Good luck!



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