Thursday, December 15, 2011

What is the best credit card to sign up for, for people like me, who have less than perfect credit?

I am getting back to my feet again, financially, after coming off a long period of unemployment, following a layoff. I would like to know if there is a major credit card out there that won't take me to the cleaners, and requires no annual fee.|||There are several that will approve you, but very few that you actually want. Orchard Bank is your best bet. They have a small annual fee and none of the other fees normally associated with subprime credit cards. The interest rate is (14.90%) good for a subprime card.





Avoid First Premier, Tribute, Rewards 660, Imagine, Total, and Continental Finance. The fees are outrageous.





Avoid Capital One. They do not report your credit limit and that damages your credit score. Example, they give you a $500 limit and you use $250, they will report your limit as $250. This will damage your credit score because instead of using 50% of your credit limit, it looks like you are using 100% of your credit limit.|||www.myimaginecard.com starts out small there is a 4.95 fee you need to have a checking account i got one|||orchard bank and u get a 300 limit and they will raise it 6 months after.. Good luck|||if you cant find one here you wont find one at all


http://www.wesayes.com|||if i were you i would try for capital one...you can apply at the web site www.capitalone.com. what's in YOUR wallet?|||Good luck in finding ine without an annual fee, especially one for people trying to rebuild credit. Orchard Bank will probably be your best bet. They seem to be a pretty good card, hell I even got one of them myself!

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