It seems after establishing good credit companies like chase want you to use their card. What is the difference between the bank card and company brand cards? What am I better off with?|||What you need to do is OPT out of receiving such offers. And an application sent to you in the mail is no guarantee you will get a loan with any company right now. Yes, even with excellent credit.|||Your not stay with the bank anyways it may be a con!|||Thats the old money machine rolling.
Your better off with whatever rate is better, or if your interested in incentives (like free air travel points, free grocery money bonus etc), just go with the one you like the best. Try not to get too many credit cards, 2 cards is fine for most people in order to build and maintain their credit.
It doesn`t matter if it`s through a bank or anywhere else, if it`s Visa or Mastercard, it`s all going back to them. The bank is just like a facilitator.
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