I am looking into getting a credit card, and I want to know what is your credit score when you get you first card.
How do they work? How much money do you need to use them ( bills )? I will be using it mostly on pay later options, and I DO plan on paying it off.|||If you want a secured credit card (one where you deposit money into the bank to work as a security on your credit line), then your credit score can be 0.
If you already have a credit history (from paying utility bills or loans), then your credit score will probably be higher than 0 and you might qualify for an unsecured credit card.
I personally recommend to first find out your credit score and if you have some sort of score, post it here to get a more precise advise. When you find out your score you can also use this webpage (http://www.ccdb.com/category/p/26) to look for a card by score.
On the side note, for a first credit card I typically recommend either discover student card or capital one.
Good Luck!
-Dmitriy|||Usually your credit score is based off of previous payments. So once a credit card or a bill register I would guess it start out as the max for a credit score because you haven't established any debt.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment